AmEx Marriott Bonvoy Good Credit Card

 


Advantages

  1. 2 x 85k FN provide: earn 2 Free Evening (FN) Certificates redeemable as much as 85k factors on any Marriott Bonvoy lodge, after you make $6,000 in purchases inside the first 6 months. The latest greatest provide is 150k + 85k FN.
  2. Marriott level is now probably the most versatile factors (after the merger with SPG). We estimate that Marriott factors are value about 0.7 cents/level, see under for a quick introduction, so the 150k highest welcome provide is value about $1,050.
  3. Earn 6x Marriott factors at Marriott lodges (together with Marriott, Ritz-Carlton and SPG manufacturers). Earn 3x Marriott factors at airways and eating places. Earn 2x Marriott factors on every part else.
  4. [New] $25 eating credit score per 30 days. That’s $300 in complete per yr.
  5. [New] 25 Elite Evening Credit each card membership yr towards Marriott elite standing. (They don’t seem to be free night time certificates!)  You’ll solely obtain Elite Evening Credit from ONE Marriott co-branded private bank card even when you’ve got multiple Marriott/SPG/Ritz-Carlton bank cards. You may get 15 extra Elite Evening Credit when you’ve got a Marriott co-branded enterprise bank card.
  6. [New] Obtain an annual free night time that can be utilized in a Marriott lodge with a redemption stage as much as 85k Marriott factors.
  7. [New] Complimentary Marriott Platinum membership.
  8. [New] Ranging from 2023.1.1, if you happen to spend not less than $60k through the calendar yr, you possibly can select one from the next:
    • 5 Suite Evening Awards
    • Mattress and Field Spring $750 Low cost
    • 85k Free Evening Award (this ought to be the selection for most individuals)
  9. Complimentary Precedence Go Choose (PPS) card for the first cardholder. (enroll right here). You possibly can carry 2 visitors without spending a dime. Be aware that AmEx issued PPS playing cards not give restaurant credit score (they’ll solely be utilized in PPS airport lounges).
  10. With this bank card, you will get entry to Amex Gives, which regularly gives superb reductions at some shops. Up to now we have now seen gives like: Spend $15 or extra and get $5 again at Walmart; Spend $75 or extra and get $25 again on Amazon.com.
  11. As much as $100 credit score for International Entry or TSA Pre software charge.
  12. No overseas transaction charge.
  13. Refer a good friend: You possibly can earn 20,000 bonus Marriott factors for each accepted account you refer, as much as 55,000 Marriott factors per calendar yr.

Disadvantages

  1. [New] $650 annual charge, NOT waived for the primary yr. Be aware that the annual charge doesn’t rely in direction of the minimal spending requirement (and that is true for all bank cards)!

Introduction to Marriott Factors

  • Marriott factors are probably the most versatile transferable factors (After the merging with SPG, Marriott obtained all its airline companions).
  • You possibly can earn Marriott factors with Chase Marriott Bonvoy Boundless, Chase Marriott Bonvoy Daring, AmEx Marriott Bonvoy Good, AmEx Marriott Bonvoy Enterprise, and the next playing cards that don’t settle for new purposes however settle for product change: Chase Ritz-Carlton, and AmEx Marriott Bonvoy.
  • Marriott factors are saved in your Marriott account, not in your bank cards, so you will not lose your factors by canceling the bank cards.
  • Your Marriott factors will expire if you happen to do not earn or spend any Marriott factors in 24 months. So long as you earn make a purchase order with the corresponding bank cards or keep in a lodge, otherwise you redeem some factors throughout the time-frame, the purpose expiration date will likely be postponed accordingly.
  • Marriott factors will be transferred to loads of airways miles (you do not have to have a Marriott associated bank card to make the switch), and the ratio is 3:1.25 (i.e. 3:1 switch fee, plus you get 5k bonus miles for each 60k Marriott factors you switch at a time). The nice choices are: Alaska Airways (AS) (Non-alliance), Japan Airways (JL) (Oneworld), United Airways (UA) (Star Alliance), American Airways (AA) (Oneworld), All Nippon Airways (ANA, NH) (Star Alliance), Korean Air (KE) (SkyTeam), and so on. In case you use Marriott factors on this approach, the worth is about 0.7 cents/level.
  • Marriott factors may also be redeemed for lodge stays clearly. This is the redemption chart: Marriott redemption chart. Typically talking, you will get a greater redemption worth from lowest classes. In case you use Marriott factors on this approach, the worth is about 0.7 cents/level.
  • In abstract, we estimate that Marriott factors are value about 0.7 cents/level.

Really helpful Software Time

  1. You possibly can solely get the welcome bonus as soon as in a lifetime, so be sure you apply when the historic highest provide seems.
  2. Welcome provide not out there to candidates who
    1. have or have had Chase Ritz-Carlton within the final 30 days,
    2. have acquired Chase Marriott Bonvoy Bountiful, Chase Marriott Bonvoy Boundless, or Chase Marriott Bonvoy Daring within the final 90 days,
    3. or acquired a brand new Card Member bonus or improve provide for Chase Marriott Bonvoy Bountiful, Chase Marriott Bonvoy Boundless, or Chase Marriott Bonvoy Daring within the final 24 months.
  3. AmEx doesn’t sometimes care in regards to the variety of laborious pulls.
  4. You possibly can attempt to apply for it when you’ve a credit score historical past of 6 months.
  5. Solely 2 AmEx bank cards will be accepted inside 90 days, however this rule doesn’t apply to cost playing cards. A number of playing cards accepted in the identical day will solely have one Laborious Pull.
  6. You possibly can preserve at most 5 AmEx bank cards, however this rule doesn’t apply to cost playing cards.

Abstract

After the revamp in 2022.9, the advantages improved loads however the annual charge elevated loads. The largest profit is that you just get complementary Marriott Platinum membership, which provides you breakfast. You not must work for the variety of nights. Plus, with this card, you earn 25 Elite Evening Credit score (which is greater than different Marriott co-branded playing cards), In case you even have the biz co-brand card which provides you 15 extra Elite Evening Credit score, then you definately begin with 40N yearly, even Titanium membership will not be distant. Nonetheless, the $650 annual charge is de facto excessive. The eating credit score expires each month, which is kind of annoying, we should always low cost its worth to love $200 per yr. Then it’s such as you spend $450 equal annual charge to purchase a 85k FN plus Marriott Platinum plus 10N (you get 25N with this card however different playing cards additionally offers you 15N). It is going to be worthwhile provided that you really want to remain in Marriott lodges loads within the yr.

Advantages earlier than 2022.9.22

  1. 100k+1 FN provide: earn 100,000 Marriott factors after you make $5,000 in purchases inside the first 3 months, plus a Free Evening (FN) Certificates redeemable as much as 85k factors on any Marriott Bonvoy lodge. The latest greatest provide is 150k+1 FN.
  2. Marriott level is now probably the most versatile factors (after the merger with SPG). We estimate that Marriott factors are value about 0.7 cents/level, see under for a quick introduction, so the 150k+1 FN (as much as 85k) highest provide is value about $1,300.
  3. Earn 6x Marriott factors at Marriott lodges (together with Marriott, Ritz-Carlton and SPG manufacturers). Earn 3x Marriott factors at airways and eating places. Earn 2x Marriott factors on every part else.
  4. $300 Marriott assertion credit score each card membership yr. You should use this for eligible purchases made straight at taking part Marriott lodges (together with Marriott, Ritz-Carlton and SPG manufacturers), together with the room fee itself.
  5. 15 Elite Evening Credit each card membership yr towards Marriott elite standing. (They don’t seem to be free night time certificates!)  You’ll obtain a most of 15 Elite Evening credit per calendar yr even when you’ve got multiple Marriott/SPG/Ritz-Carlton bank cards.
  6. Obtain an annual free night time that can be utilized in a Marriott lodge with a redemption stage as much as 50k Marriott factors.
  7. Complimentary Marriott Gold membership. Spend $75,000 in a calendar yr to improve to Marriott Platinum membership.
  8. Complimentary Precedence Go Choose (PPS) card for the first cardholder. (enroll right here). You possibly can carry 2 visitors without spending a dime. Be aware that AmEx issued PPS playing cards not give restaurant credit score (they’ll solely be utilized in PPS airport lounges).
  9. With this bank card, you will get entry to Amex Gives, which regularly gives superb reductions at some shops. Up to now we have now seen gives like: Spend $15 or extra and get $5 again at Walmart; Spend $75 or extra and get $25 again on Amazon.com.
  10. As much as $100 credit score for International Entry or TSA Pre software charge.
  11. No overseas transaction charge.
  12. Refer a good friend: You possibly can earn 20,000 bonus Marriott factors for each accepted account you refer, as much as 55,000 Marriott factors per calendar yr.
  13. $450 annual charge. Be aware that the annual charge doesn’t rely in direction of the minimal spending requirement (and that is true for all bank cards)!

The welcome provide is sweet. As a $450 annual charge card, the incomes fee just isn’t so good, particularly evaluating to the outdated SPG card. Subtracting the $300 Marriott annual credit score, the equal annual charge is $150, and what you get is an as much as 50k free night time. Is it value it? 50k Marriott lodges will be superb ones, you may as well have sufficient selections even in massive cities within the US. I believe this free night time will be simply value not less than $200.

Associated Credit score Playing cards

Chase Marriott Bonvoy Daring Chase Marriott Bonvoy Boundless Chase Marriott Bonvoy Bountiful Chase Ritz-Carlton AmEx Marriott Bonvoy AmEx Marriott Bonvoy Enterprise AmEx Marriott Bonvoy Bevy AmEx Marriott Bonvoy Good
Annual Price $0 $95 $250 $450 $95 $125 $250 $650
Varied Credit score none none none $300 airline incidental credit score none none none $25*12 eating credit score
Free Evening none as much as 35k none as much as 85k as much as 35k as much as 35k none as much as 85k
Marriott Membership Silver Silver Gold Gold Silver Gold Gold Platinum
Elite Nights 15N 15N 15N 15N 15N 15N (additional) 15N 25N
Greatest welcome Supply 60k 100k 125k Cannot apply straight Cannot apply straight 100k 125k 150k

Really helpful Downgrade Choices

After Making use of

  • Click on right here to test AmEx software standing.
  • AmEx reconsideration backdoor quantity: 877-399-3083. The “actual” backdoor variety of Amex is properly protected. Completely different from Chase, the representatives from this AmEx reconsideration backdoor quantity solely have the best that can assist you submit requests.

Historic Gives Chart

Software Hyperlink


In case you like this publish, remember to present it a 5 star score!

[Total: 11   Average: 4.7/5]

Scroll to Top