Hyperlink: Apply now for the Southwest Fast Rewards® Plus Credit score Card
Southwest Airways and Chase have a big portfolio of co-branded bank cards at quite a lot of “value factors” (and by that I imply annual charges). On this submit, I wished to take a better take a look at the Southwest Fast Rewards® Plus Credit score Card, which is Southwest Airways’ lowest annual price bank card. That is an particularly good time to use, given the present bonus being supplied.
Southwest Airways Plus Card Fundamentals For Might 2023
The Southwest Plus Card has a $69 annual price, which is the bottom annual price supplied by any Southwest Airways bank card. What’s attention-grabbing is that every one Southwest private playing cards have the identical welcome bonuses, so let’s take an in depth take a look at this card, and in addition tips on how to determine which of Southwest’s playing cards makes essentially the most sense for you. On this case, I feel there is a clear winner throughout the board.
Many individuals love flying with Southwest Airways due to the 2 free checked luggage, lack of change and cancellation charges, and no expiration on vouchers. Moreover, having a Southwest Airways bank card may help you earn a Companion Move, which is among the finest offers in home journey. With that in thoughts, let’s get proper into the main points of this card.
Southwest Plus Card Welcome Bonus
The Southwest Plus Card is presently providing a welcome bonus of 60,000 Southwest Fast Rewards factors and a 30% provide code after spending $3,000 inside the first three months.
Fast Rewards is a revenue-based frequent flyer program, and personally, I worth Fast Rewards factors at 1.2 cents every. So to me, the factors a part of the bonus is price $720. The worth of the low cost clearly varies primarily based on how costly of a ticket you e-book, nevertheless it might definitely show to be priceless.
When it comes to eligibility, the cardboard is not accessible to anybody who presently has a Southwest Fast Rewards private card, or anybody who has acquired a welcome bonus on a Southwest Fast Rewards private card prior to now 24 months. Nevertheless, you might be eligible when you’ve got a Southwest enterprise bank card.
Past the restrictions associated to which Southwest playing cards you’ve gotten, take note the final restrictions for Chase card approvals, together with the 5/24 rule.
Southwest Plus Card $69 Annual Charge
The Southwest Plus Card has a $69 annual price, and you’ll add approved customers to the cardboard at no additional price. $69 is the bottom annual price of any Southwest Airways bank card. Wanting on the excessive finish, Southwest’s private playing cards have annual charges of as much as $149, and Southwest’s enterprise playing cards have annual charges of as much as $199.
Southwest Plus Card Up To 2x Factors On Spending
So far as the Southwest Plus Card’s rewards construction goes, the cardboard presents the next:
- 2x Fast Rewards factors on Southwest Airways purchases
- 2x Fast Rewards factors on native transit and commuting, together with rideshare
- 2x Fast Rewards factors on web, cable, cellphone companies, and choose streaming
- 1x Fast Rewards factors on all different eligible purchases
It is good that the cardboard has some bonus classes, although there are finally extra rewarding playing cards on the market for on a regular basis spending.
Earn Companion Move With Southwest Credit score Playing cards
The rewards construction on the Southwest Plus Card is not essentially industry-leading, although there’s one more reason it’s possible you’ll need to put spending on this card.
Among the best values in journey is the Southwest Airways Companion Move, and you’ll usually earn that via bank card spending (or bank card bonuses, as is the case right here) on a Southwest bank card.
With the Southwest Companion Move you may have somebody journey with you for all the yr (whether or not you might be paying money or redeeming factors), and simply pay taxes and charges for them. That is such an unimaginable deal and mainly doubles the worth you will get from flying Southwest.
Southwest Companion Move requires incomes 135,000 Fast Rewards factors in a calendar yr, although you get a lift of 10,000 factors towards that only for having a co-branded Southwest card.
Solely sure forms of accrual factors qualify, together with Southwest bank card spending and Southwest bank card welcome bonuses. So this bonus would get you a great way towards incomes Companion Move.
Southwest Plus Card 3% Overseas Transaction Charges
The Southwest Plus Card is the one Southwest Airways bank card to have international transaction charges. The cardboard has 3% international transaction charges, so I would not suggest utilizing this card for purchases overseas, because the charges will greater than negate the rewards you earn.
Southwest Airways Plus Card Advantages
The Southwest Plus Card presents some advantages that might make the cardboard price maintaining long run. Nevertheless, provided that that is additionally Southwest’s lowest annual price card, it would not have essentially the most advantages. What are the continued perks of getting this card?
Southwest Plus Card 3,000 Anniversary Bonus Factors
In your Southwest Plus Card cardmember anniversary yearly you may obtain 3,000 bonus factors. Southwest Fast Rewards is a revenue-based frequent flyer program, and you may usually want 83 Fast Rewards factors for each greenback of airfare you e-book. In different phrases, these 3,000 Fast Rewards factors ought to get you someplace round $36 price of airfare on Southwest yearly.
Southwest Plus Card EarlyBird Test-Ins
The Southwest Plus Card presents two EarlyBird check-ins per anniversary yr. This could get you a greater boarding place, and would ordinarily price $15-25 every, in order that’s doubtlessly a $30-50 worth. That is fairly a pleasant perk when you think about the cardboard’s low annual price.
Southwest Plus Card 25% Financial savings On Inflight Drinks & Wi-Fi
The Southwest Plus Card presents 25% financial savings on inflight purchases of Wi-Fi and drinks. Merely pay along with your card, and you may robotically obtain a press release credit score for that quantity.
Southwest Plus Card Buy & Journey Protection
The Southwest Plus Card presents quite a lot of journey & buy safety advantages, together with:
- Auto rental collision harm waiver protection; it is secondary inside the USA, and first internationally
- Baggage delay insurance coverage, which may reimburse you as much as $100 per day for 3 days when your bag is delayed for a minimum of six hours
- Misplaced baggage reimbursement, which reimburses you as much as $3,000 in case your bag is broken or misplaced
- Journey accident insurance coverage, with the utmost protection starting from $250,000-500,000, relying on the scenario
- Prolonged guarantee safety, which extends your United States producer guarantee by a yr on eligible warranties of three years or much less
- Buy safety, which covers you for as much as 120 days for harm or theft, as much as $500 per declare and $50,000 per account
You will need to test the cardmember settlement for the total phrases & situations related to these advantages.
One of many nice options of Chase playing cards is entry to Chase Provides, which supplies financial savings on purchases with all types of shops. This program has saved me a big sum of money.
Is The Southwest Plus Card Value It?
The Southwest Plus Card is a strong entry-level airline bank card. If you’d like a bank card from Southwest and wish as low of an annual price as attainable, then this card might make sense for you.
You will obtain a 3,000 level bonus in your cardmember anniversary yearly, two EarlyBird check-ins per yr, and 25% financial savings on inflight purchases. For a lot of, these perks ought to greater than justify the annual price, and that is not even accounting for the huge welcome bonus.
Nevertheless, there’s one other technique that I feel makes extra sense, personally.
Tip: Apply For The Southwest Precedence Card As an alternative
If you are going to decide up a private Fast Rewards bank card, I can not suggest the Southwest Fast Rewards® Precedence Card (evaluate) sufficient. The cardboard has a $149 annual price, which at first is a turn-off for some individuals. Why would you pay a $149 annual price if you happen to pays a $69 annual price, particularly with the welcome bonuses being the identical?
Effectively, the advantages greater than justify it, in my view. The Southwest Precedence Card presents:
- A 7,500 level anniversary bonus yearly, getting you roughly $90 price of airfare (that is 4,500 extra factors than what’s supplied by the Plus Card)
- A $75 Southwest Airways journey credit score yearly, and just about any Southwest buy counts towards that (the Plus Card would not provide this)
- 4 upgraded boardings per yr, when accessible; you may be reimbursed for the acquisition of boarding positions A1-15 on the day of departure (the Plus Card presents two EarlyBird check-ins per yr, however no upgraded boardings)
In different phrases, for the $149 annual price you are getting factors that may get you round $90 price of airfare on Southwest, plus a $75 Southwest credit score yearly. For anybody who flies Southwest with any frequency, you are mainly being paid to have the cardboard, since that is round $165 price of worth proper there.
That does not even issue within the upgraded boardings and financial savings for onboard purchases. The cardboard actually is a no brainer.
The advantages of the Precedence Card additionally try fairly favorably in comparison with these on the $99 annual price Southwest Fast Rewards® Premier Credit score Card (evaluate).
Wanting For A Fast Rewards Enterprise Credit score Card?
If you’d like a Southwest Fast Rewards enterprise bank card rather than or along with a private card, I extremely suggest contemplating the Southwest® Fast Rewards® Efficiency Enterprise Credit score Card (evaluate). The Southwest Efficiency Card presents the next advantages, which make it the very best Southwest bank card, in my view:
- A welcome bonus of 80,000 Fast Rewards factors after spending $5,000 inside the first three months
- An anniversary bonus of 9,000 Fast Rewards factors
- 4 upgraded boardings per yr
- A World Entry or TSA PreCheck credit score
- As much as 365 Wi-Fi credit per yr, every legitimate for an $8 Wi-Fi session on a Southwest Airways flight
The Southwest Efficiency Enterprise card presents numerous factors, and extra perks total than different Southwest playing cards.
The Southwest Plus Card is an effective entry-level bank card for somebody who needs to earn Fast Rewards factors with out paying a excessive annual price.
Nevertheless, I feel there’s a greater technique. I might argue that the $149 annual price Southwest Precedence Card is nearly all the time going to be the higher choice, given the incremental advantages. Most importantly, the cardboard presents an anniversary bonus of seven,500 factors, plus a $75 annual Southwest journey credit score. That alone ought to greater than justify the annual price.
If you wish to study extra in regards to the Southwest Plus Card or need to apply, comply with this hyperlink.